Mortgage rates change every day with shifts in the market. Whether you’re purchasing a new home or interested in refinancing your current mortgage, Winston Blauser has up-to-date figures to help you take advantage of the low rates of today. You can lower your monthly payments, take cash out to make home improvements or pay off bills, and still save money over the life of your loan. Contact Winston to learn how to get the lowest mortgage rate and start saving today.
Winston Blauser
NMLS# 1686753 | DRE# 2051777
Featured Programs
Non-QM Mortgages
• Jumbo Loans up to $3 million for your home purchase
• No-limit cash-out options
• Bank Statements Only Loans available for Self Employed
• Perfect for Self Employed & Investors
REFI Now Program by Fannie Mae
• Flexible Approval income approval debt to income guidelines up to 65%
• Eliminates upfront Cost with $500 Credit for Appraisal if qualified for program
• Makes getting a refinance obtainable even if you didn’t qualify before!
30-Year Fixed Loan
• Your monthly mortgage payment will be less over the 30-year spread compared to a 15-yr fixed mortgage
• PMI will be removed automatically at 78% Loan-to-value if not putting 20% down
• NO PMI option available for those that can't put 20% toward down payment
• A conventional loan has a minimum of 3% down payment
• FICO scores as low as 620 are accepted
15-Year Fixed Loan
• PMI will be removed automatically at 78% Loan-to-value if not putting 20% down
• NO PMI option available for those that can't put 20% toward down payment
• Payoff your mortgage faster than the 30-yr fixed mortgage
• FICO scores as low as 620 are accepted
• As little as 3% down
VA 30-Year Fixed Loan
Veterans and qualified members are eligible for VA loans to help purchase a home. Advantages include:
• Qualify even if you’ve had foreclosures, bankruptcies, or a short sale in the past
• Your closing cost can be covered by a lender credit
• You can buy a home for as little as 0% down
• Lower rates to pay off more over time
• Lower credit score requirements
Refinancing
If you've been paying your mortgage for a few years, you may qualify for a lower rate and a cash-out. Refinancing offers savings by:
• Accessing cash to renovate a kitchen, bathroom, and more
• Converting an adjustable rate to a fixed stress-free term
• Consolidating debt into one monthly payment
• Giving options for shorter mortgage terms
• Lowering your interest rate
A Personalized Mortgage Lender for Trusted Guidance
Mortgage rates and products can be overwhelming and confusing. Winston Blauser is a licensed mortgage loan originator who advises clients on the best products and lowest rates.
Realize Your Dream
Winston Blauser works with clients to provide the opportunity for homeownership. He offers:
No matter where you are in life or what your financial past and credit score looks like, Winston will work diligently to help you secure a loan. Product options include:
Winston Blauser is a mortgage loan originator with SMART Home Mortgage. Working with a local representative offers more advantages than a national company. Winston has helped home buyers just like you find the right loan with the best rates and is ready to go to work for you. You’ll have access to more options and more programs than any other local bank or credit union.
Winston is dedicated to finding the right home loan and the best rate for each client. His focus in this field means you’re getting an experienced and knowledgeable agent you can trust.
